1. Illinois LLC Overview
Illinois is a major business state anchored by Chicago, the third-largest US city. Key facts for Illinois LLC owners:
- $150 formation fee — mid-range compared to other states
- $75/year annual report — relatively low ongoing cost
- Flat 4.95% income tax — consistent and predictable
- No franchise tax — unlike California or Delaware
- Strong Chicago business infrastructure — access to capital, talent, and markets
2. Illinois LLC Requirements
- Name must include "Limited Liability Company," "LLC," or "L.L.C."
- Name must be distinguishable from existing IL entities (check at ilsos.gov)
- Appoint a registered agent with an Illinois physical address
- File Articles of Organization (Form LLC-5.5) — $150
- File annual report each year before the anniversary month — $75
- Maintain a registered agent at all times
3. Illinois LLC Costs and Fees (2026)
| Cost Item | Amount | Notes |
|---|---|---|
| Articles of Organization | $150 | One-time state filing fee |
| Annual Report | $75/year | Due before anniversary month |
| Late Annual Report Penalty | $100 | Applied if filed after deadline |
| Registered Agent | $50–$150/year | Required IL physical address |
| EIN | Free | Apply at IRS.gov |
| Operating Agreement | $0–$1,000 | Not required by IL law |
Advertisement
4. How to Start an Illinois LLC (Step by Step)
- 1 Choose your LLC name (must include "Limited Liability Company," "LLC," or "L.L.C.")
- 2 Appoint a registered agent with an Illinois street address
- 3 File Articles of Organization (Form LLC-5.5) with the IL Secretary of State ($150)
- 4 Obtain an EIN from the IRS (free at IRS.gov)
- 5 Draft an Operating Agreement (not required by law but strongly recommended)
- 6 Register with the Illinois Department of Revenue if collecting sales tax
- 7 File annual report each year before the anniversary month ($75)
- 8 Open a business bank account
5. Illinois Annual Report
Illinois LLCs must file an annual report with the Secretary of State each year. The report:
- Costs $75 and must be filed before the first day of the LLC's anniversary month
- Can be filed online at ilsos.gov
- Updates the state on your registered agent, principal address, and member information
- Incurs a $100 late penalty if missed
Anniversary Month Deadline
Illinois's annual report is due before the first day of the anniversary month — not at the end of the month. For example, if you formed your LLC on March 15, your report is due before March 1 of each subsequent year. This is earlier than most states.
6. Illinois LLC Taxes (2026)
- Illinois personal income tax — 4.95% flat rate on LLC profits (pass-through)
- Federal income tax — pass-through to personal return
- Self-employment tax — 15.3% on net earnings
- Illinois sales tax — 6.25% state rate + local additions (up to 10.25% combined in Chicago)
- Chicago business taxes — additional city taxes may apply if you operate in Chicago
- No franchise tax — Illinois does not impose a franchise tax on LLCs
7. Best For / Not Best For
Best For
- Entrepreneurs physically living and operating in Illinois
- Businesses targeting the Chicago metro area and Midwest market
- Companies with Illinois employees, offices, or customers
- Businesses that want Illinois's flat 4.95% income tax (vs. CA's 13.3%)
Not Best For
- Out-of-state owners with no Illinois nexus (home-state filing is better)
- Privacy-focused founders (IL is a public record state)
- Cost-sensitive founders: $75/year ongoing + $100 late penalty
- Founders who want no state income tax (use Wyoming, Texas, or Florida)